USD.AI & Barker Launch Insured GPU Loan Coverage →Finance GPUs at the speed AI demands.
Finance GPUs at the speed AI demands.
Built for neoclouds and HPC operators.
Trusted by global institutions
First call to close in less than 30 days. Funds escrowed upon your PO downpayment, released at install.
Standardized docs and execution process. Faster underwriting than traditional lenders. USD.AI exists solely to finance GPUs.
Bankruptcy-remote SPV holds the assets. Asset-backed, not corporate-level; your parent balance sheet stays clean.
1.15x DSCR, no financial covenants on the parent. Operator-friendly terms from a lender that understands GPU economics.
Refinance into lower interest rate if offtake counterparty credit improves during life of loan.
Able to service deployments across North America, Europe, Australia, and Southeast Asia.
We've reimagined GPU financing from the ground up. No branches, a fully digital process, and non-recourse loans.
Investment-grade or hyperscaler contract
2+ year corporate offtake with breakage costs
No offtake or less than 24 month contract
*3% origination fee payable at closing. Final rate based on tenor and credit quality of offtake counterparty.
Over $1.2B in executed GPU-backed credit facilities.
Execute non-binding term sheet. Begin diligence.
You fund downpayment (20-30%) to OEM. We escrow senior financing (70-80%).
OEM builds and ships. Servers installed and verified at datacenter.
Escrow released. Permanent loan activates. Net proceeds to OEM.
3 months of peak debt service funded at closing to manage cash flow variance. Ensures operational continuity even during revenue fluctuations.
Aravolta node installed on premises for collateral telemetry data. Real-time monitoring of GPU utilization, uptime, and asset health throughout the loan term.
First-priority security interest on GPU servers and all SPV assets. Full recourse to the collateral with enforceable on-chain property rights via the CALIBER framework.
70 - 80% LTV, Straight-Line Amortization, 36 Month term, No Prepayment Penalties. Designed to align repayment with GPU depreciation curves and revenue generation.
Monthly insights on GPU financing, on-chain credit markets, and the machines powering the next generation of AI infrastructure.