Abundance, financed with CHIP
CHIP is the governance and staking token of USD.AI, a protocol built on real GPU-backed lending.
Claim $CHIP
The only token that sets the interest rate of AI.
USD.AI provides asset-backed financing services for AI infrastructure companies. CHIP is the governance and utility token that allows holders to control the protocol's operations.
Efficient capital deployment across lending markets, supporting AI infrastructure financing with reliability and precision at unprecedented scale.
Our GPU-backed lending solutions are trusted by AI companies worldwide, spanning diverse hardware configurations to deliver consistent, reliable financing.
We underwrite responsible GPU financing across over a billion in approved credit facilities, implementing precision risk assessment that optimizes every dollar deployed.
Capital can't keep pace with compute.
GPUs depreciate at 20% per year, but traditional credit moves too slow for hardware obsolete in three years.
GPU-Speed Lending
First call to close in less than 30 days.
Tokenized Collateral
GPU hardware becomes liquid collateral with transparent, real-time valuation.
Governing the future of GPU-backed lending.
CHIP Governance
From governance rights to insurance staking, CHIP gives holders control over every layer of the protocol.
More than governance - a stake in AI's financial infrastructure.
Transparency
Every origination, collateral position, and loan status is publicly visible on the USD.AI dashboard.
Built for GPUs
Standardized docs and execution process. Faster underwriting than traditional lenders. USD.AI exists solely to finance GPUs.
Governance
CHIP holders vote on risk parameters, curator approvals, fee splits, and treasury allocation.
Staking
Stake CHIP for sCHIP for points and backstopping risk as the first loss module.
Refinanceable
Refinance into lower interest rate if offtake counterparty credit improves during life of loan.
Global Reach
Able to service deployments across North America, Europe, Australia, and Southeast Asia.
AI companies are paying real interest on actual hardware, but where does that yield go? It goes back to you.
The interest rate of AI, governed by its holders.
CHIP tokenholders shape the protocol that defines GPU-backed lending.